Net worth or wealth for an individual means, the value of the individual's assets minus liabilities. People with a substantial net worth are known as High Net Worth Individuals (HNWI or HNI) . Investors with a net worth (excluding their primary residence) of at least $1 million - either alone or together with their spouse - are "accredited investors" by the Securities and Exchange Commission (SEC), to invest in unregistered securities offerings.

Individual net worth growth takes time and significant progress can only be made through consistent saving. It is advisable to keep a track of your net worth to make it grow rapidly.


Net Worth can be calculated through these simple steps:-

  1.  List your assets (what you own), estimate the value of each, and add up the total.
  2. List your liabilities (what you owe) and add up the total.
  3. Subtract your liabilities from your assets to determine your personal net worth.

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“What gets measured, gets managed” . its always better to measure your finance portfolio as only then it can be managed well and you can achieve your financial goal effectively.

So it is always advised to keep a track of your net worth to achieve your goals.

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